A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
OUACHITA VALLEY HEALTH SYSTEM scored 0 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
OUACHITA VALLEY HEALTH SYSTEM had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's running ahead of its peers in this area.