How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, OTTER TAIL scored 4 out of a possible 30, coming in below the national average of 10.11.
One sign that OTTER TAIL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.