A credit union's earnings performance affects its safety and soundness. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
OSWEGO COUNTY received above-average marks on Bankrate's test of earnings, achieving a score of 18 out of a possible 30.
OSWEGO COUNTY had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's running ahead of its peers in this area.