THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, a credit union's level of capital is a useful measurement of its financial strength. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, OSHKOSH TRUCK scored 20 out of a possible 30 points, better than the national average of 15.65.
OSHKOSH TRUCK's capitalization ratio of 20.00 percent in our test was higher than the average for all credit unions, an indication that it's stronger than its peers.