A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
ONE scored 10 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
One sign that ONE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.