A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial trouble. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, OMAHA PUBLIC POWER DIST EMP scored 4 out of a possible 30, coming in below the national average of 10.11.
One indication that OMAHA PUBLIC POWER DIST EMP is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.