THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is useful. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, OMAHA FIREFIGHTERS scored 24 out of a possible 30 points, beating out the national average of 15.65.
OMAHA FIREFIGHTERS had a capitalization ratio of 24.00 percent in our test, higher than the average for all credit unions, suggesting that it could be more resilient in a crisis than its peers.