How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money have less ability to do those things.
OLEAN TEACHERS' AND POSTAL did below-average on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
OLEAN TEACHERS' AND POSTAL had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.