THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial strength, capital is useful. When looking at safety and soundness, more capital is better.
On our test to measure the adequacy of a credit union's capital, OHIO CATHOLIC achieved a score of 16 out of a possible 30 points, above the national average of 15.65.
OHIO CATHOLIC had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, suggesting that it's running neck and neck with its peers.