How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
OAK LAWN MUNICIPAL EMPLOYEES scored 10 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
One indication that OAK LAWN MUNICIPAL EMPLOYEES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.