How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
NOTEWORTHY did above-average on Bankrate's earnings test, achieving a score of 20 out of a possible 30.
One indication that NOTEWORTHY is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.