How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
NORTON-TROY EMPLOYEES underperformed the average on Bankrate's earnings test, achieving a score of 2 out of a possible 30.
One sign that NORTON-TROY EMPLOYEES is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.