THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial stability, capital is essential. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, NORTHWEST LOUISIANA scored 30 out of a possible 30 points, beating out the national average of 15.65.
NORTHWEST LOUISIANA had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, an indication that it's stronger than its peers.