THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an an institution's financial fortitude, capital is important. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, NORTHPARK COMMUNITY received a score of 8 out of a possible 30 points, lower than the national average of 15.65.
NORTHPARK COMMUNITY had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, a sign that it's weaker than its peers.