How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, NORTHERN STS PWR COMPANY EMP scored 6 out of a possible 30, coming in below the national average of 10.11.
One indication that NORTHERN STS PWR COMPANY EMP is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.