How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, NORTHERN NEW MEXICO SCHOOL EMPLOYEE scored 2 out of a possible 30, below the national average of 10.11.
NORTHERN NEW MEXICO SCHOOL EMPLOYEE had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.