A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, NORTHERN ENERGY scored 4 out of a possible 30, coming in below the national average of 10.11.
One indication that NORTHERN ENERGY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.