THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is crucial. From a safety and soundness perspective, the higher the capital, the better.
NORTH SANPETE scored above the national average of 15.65 points on our test to measure capital adequacy, racking up 30 out of a possible 30 points.
NORTH SANPETE appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.