How successful a credit union is at earning money has an effect on its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand economic trouble. However, credit unions that are losing money are less able to do those things.
NORTH CENTRAL AREA fell short of the national average on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
NORTH CENTRAL AREA had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.