A credit union's earnings performance affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial trouble. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's test of earnings, NONE SUFFER LACK scored 16 out of a possible 30, above the national average of 10.11.
One indication that NONE SUFFER LACK is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.