THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is experiencing financial trouble. Therefore, an institution's level of capital is a crucial measurement of its financial fortitude. When looking at safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, NEW HAVEN TEACHERS scored 30 out of a possible 30 points, above the national average of 15.65.
NEW HAVEN TEACHERS had a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions, a sign that it's stronger than its peers.