A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
NEW CASTLE BELLCO scored 2 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
One sign that NEW CASTLE BELLCO is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.