THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is a crucial measurement of its financial fortitude. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, N A R C received a score of 0 out of a possible 30 points, below the national average of 15.26.
N A R C's capitalization ratio of 0.00 percent in our test was less than the average for all credit unions, suggesting that it's weaker than its peers.