How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic trouble. However, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, MUNICIPAL EMPLOYEES scored 2 out of a possible 30, below the national average of 10.11.
One indication that MUNICIPAL EMPLOYEES is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.