THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is crucial. From a safety and soundness perspective, the more capital, the better.
MT ZION INDIANAPOLIS received a score of 2 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, less than the national average of 15.65.
MT ZION INDIANAPOLIS appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 2.00 percent in our test, lower than the average for all credit unions.