A credit union's earnings performance has an effect on its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
MOUNTAIN STAR underperformed the average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One sign that MOUNTAIN STAR is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.