A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to address problematic loans, potentially making the credit union better able to withstand financial shocks. Obviously, credit unions that are losing money are less able to do those things.
MOUNT PLEASANT BAPTIST CHURCH exceeded the national average on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
MOUNT PLEASANT BAPTIST CHURCH had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.