How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union better able to withstand economic trouble. Obviously, credit unions that are losing money have less ability to do those things.
MOUNT CARMEL BAPTIST scored 0 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
MOUNT CARMEL BAPTIST had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's doing better than its peers in this area.