THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is experiencing financial trouble. It follows then that when it comes to measuring an a credit union's financial strength, capital is useful. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, MOORE WEST received a score of 8 out of a possible 30 points, coming in below the national average of 15.65.
MOORE WEST had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, suggesting that it's on less solid financial footing than its peers.