A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, MONTGOMERY COUNTY EMPLOYEES scored 16 out of a possible 30, better than the national average of 10.11.
One sign that MONTGOMERY COUNTY EMPLOYEES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.