A credit union's earnings performance has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
MONROE EDUCATION EMPLOYEES scored 0 out of a possible 30 on Bankrate's earnings test, less than the national average of 10.11.
One sign that MONROE EDUCATION EMPLOYEES is doing better than its peers in this area was its earnings ratio of -1.00 percent in our test, better than the average for all credit unions.