THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during times of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial stability, capital is valuable. When it comes to safety and soundness, the higher the capital, the better.
MONMOUTH COUNTY POSTAL EMPLOYEES achieved a score of 26 out of a possible 30 points on our test to measure capital adequacy, exceeding the national average of 15.65.
MONMOUTH COUNTY POSTAL EMPLOYEES had a capitalization ratio of 26.00 percent in our test, above the average for all credit unions, suggesting that it's stronger than its peers.