A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic trouble. Obviously, credit unions that are losing money have less ability to do those things.
MON VALLEY COMMUNITY scored 10 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
MON VALLEY COMMUNITY had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's running ahead of its peers in this area.