THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an a credit union's financial resilience, capital is crucial. When it comes to safety and soundness, more capital is better.
On our test to measure capital adequacy, MOBILE POSTAL scored 20 out of a possible 30 points, better than the national average of 15.65.
MOBILE POSTAL had a capitalization ratio of 20.00 percent in our test, better than the average for all credit unions, suggesting that it's on more solid financial footing than its peers.