How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
MOBILE GOVERNMENT EMP. did below-average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
MOBILE GOVERNMENT EMP. had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's outperforming its peers in this area.