THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and affords protection for members during periods of economic trouble for the credit union. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is valuable. When looking at safety and soundness, the higher the capital, the better.
MISSOURI ELECTRIC COOPERATIVES EMPL fell short of the national average of 15.65 on our test to measure the adequacy of a credit union's capital, scoring 12 out of a possible 30 points.
MISSOURI ELECTRIC COOPERATIVES EMPL appears to be weaker than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.