A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, MISSOURI CENTRAL scored 8 out of a possible 30, failing to reach the national average of 10.11.
One indication that MISSOURI CENTRAL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.