How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand financial shocks. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, MISSISSIPPI HIGHWAY SAFTY PAT scored 8 out of a possible 30, coming in below the national average of 10.11.
MISSISSIPPI HIGHWAY SAFTY PAT had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's running ahead of its peers in this area.