A credit union's profitability has an effect on its safety and soundness. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
MISSISSIPPI DHS received above-average marks on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
One indication that MISSISSIPPI DHS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.