A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Conversely, losses diminish a credit union's ability to do those things.
MISSISSIPPI CENTRAL outperformed the average on Bankrate's earnings test, achieving a score of 24 out of a possible 30.
MISSISSIPPI CENTRAL had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's beating its peers in this area.