How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Credit unions that are losing money, however, have less ability to do those things.
MINOT AREA SCHOOLS scored 6 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
MINOT AREA SCHOOLS had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.