THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members during times of financial trouble for the credit union. It follows then that when it comes to measuring an a credit union's financial strength, capital is important. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, MIDWEST OPERATING ENGINEERS received a score of 8 out of a possible 30 points, failing to reach the national average of 15.65.
MIDWEST OPERATING ENGINEERS had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, suggesting that it's weaker than its peers.