How successful a credit union is at making money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
MIDLAND MUNICIPAL EMPLOYEES scored 10 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
MIDLAND MUNICIPAL EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's running ahead of its peers in this area.