How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. However, credit unions that are losing money have less ability to do those things.
MIDDLETOWN AREA SCHOOLS scored 14 out of a possible 30 on Bankrate's earnings test, exceeding the national average of 10.11.
One indication that MIDDLETOWN AREA SCHOOLS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.