THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an an institution's financial strength, capital is useful. When looking at safety and soundness, the higher the capital, the better.
MIDDLESEX COUNTY N J EMP scored above the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, achieving a score of 26 out of a possible 30 points.
MIDDLESEX COUNTY N J EMP appears to be on more solid financial footing than its peers, with a capitalization ratio of 26.00 percent in our test, better than the average for all credit unions.