THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is experiencing financial instability. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is important. From a safety and soundness perspective, the more capital, the better.
MICO EMPLOYEES racked up 22 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating the national average of 15.65.
MICO EMPLOYEES appears to be more resilient than its peers, with a capitalization ratio of 22.00 percent in our test, better than the average for all credit unions.