THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an an institution's financial strength, capital is important. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, METROPOLITAN achieved a score of 26 out of a possible 30 points, better than the national average of 15.65.
METROPOLITAN had a capitalization ratio of 26.00 percent in our test, higher than the average for all credit unions, an indication that it could be more resilient in a crisis than its peers.