THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, a credit union's level of capital is a useful measurement of its financial strength. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, METROPOLITAN TEACHERS achieved a score of 30 out of a possible 30 points, beating out the national average of 15.65.
METROPOLITAN TEACHERS appears to be on more solid financial footing than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.