A credit union's profitability affects its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, METREX scored 16 out of a possible 30, better than the national average of 10.11.
One sign that METREX is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.