THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is a useful measurement of its financial fortitude. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, MERCY HEALTH PARTNERS racked up 20 out of a possible 30 points, above the national average of 15.65.
MERCY HEALTH PARTNERS appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 20.00 percent in our test, above the average for all credit unions.